CURRENT PAY PERIOD
—
Known commitments
—
—days left
Past · since payday—
Today & upcoming—
Past scheduled amounts are estimates until recorded as paid. Skipped payments are excluded.
Checking account service…
YOUR PRIVATE DESKTOP VIEW
A little more room to see what's due.
Your expenses, income and payday plan, together on a bigger screen.
Welcome back
Your password unlocks your encrypted entries in this browser.
ENCRYPTION, EXPLAINED
Your bills stay private.
Your device encrypts your expenses before upload. Your password unlocks them here; the database stores encrypted contents.
You choose whether to enable online storage. Your email and sign-in records remain readable to run your account.
About password recovery
A password reset restores account access but cannot unlock an older encrypted copy by itself. Keep a previously unlocked app on its original device so its saved key can restore access. Staff cannot recover that key for you.
WELCOME BACK
Unlock your desktop
You're signed in as . Enter your password to unlock your encrypted entries in this browser.
Know what's due before it's due.
Your pay period, upcoming expenses and income at a glance.
YOUR PAYDAY VIEW
Overview
Add your expenses by importing your file here, or send an encrypted snapshot from the app.
YOUR PAYDAY
—TAKE-HOME PAY
—For the start of the selected pay period.
PAYMENT FORECAST
Scheduled by day
Scheduled amounts with recorded payment adjustments; skipped payments are excluded. Currencies are shown separately.
YOUR ACCOUNT
Signed in
View your app entries on desktop
Enabling sync allows your app to send an encrypted copy of your bills, payment history and payday settings to your Payday Watcher account. Your device holds the key; database contents are unreadable without it.
Encrypted sync is enabled.
Checking for your encrypted app backup…
Import spreadsheets
Add expenses and income from CSV or Excel (.xlsx), match headings in any column order, and preview before saving.
Import older expenses
Choose your expense import file. Updates from a full export match existing entries. Your browser encrypts the result; apply it here or download encrypted SQL for phpMyAdmin.
Choose the private JSON file from your computer.
If your iPhone has a different local copy, review both copies before sending another app snapshot; whole-snapshot uploads can replace this import.
Your signed-in devices
Review recent access and end sessions you no longer recognise.
Location is shown as the device-reported time zone when available. The network address is observed by this server and may belong to a proxy or mobile carrier.
YOUR PLAN
Free plan
The planned free iOS version includes ads. A planned £0.99 or $0.99 monthly App Store subscription removes them; the exact local price will appear in the App Store when billing is enabled.
MONEY GOING OUT
Expenses
CURRENT PAY PERIOD
MONEY GOING OUT
Pay Period to Date
Cumulative outgoings through yesterday. Time runs along the bottom; amount is shown on the vertical axis.
SPENDING VS SALARY
How much of your pay is used?
Expense payments
Export as CSV downloads this payment list with its current period, filters and sort order. CSV files are readable on your computer.
| Date | Expense | Amount | Status | Actions |
|---|
No expenses match this period and view.
Unmarked past payments use scheduled amounts; recorded payments use the actual amount. Skipped payments count as zero. All payments includes history through the next payday; use custom dates for later forecasts.
Manage recurring expenses
0 saved ·
| Expense | Frequency | Amount | Previous due | Next due | Status | Actions |
|---|
No expenses match this view.
Use the ellipsis to edit, pause, archive or delete an entry. Previous and next dates follow your saved schedule.
MONEY COMING IN
Income
Payday & take-home pay
CURRENT PAY PERIOD
MONEY COMING IN
Pay Period to Date
Cumulative scheduled income through yesterday. Time runs along the bottom; amount is shown on the vertical axis.
YOUR INCOME OUTLOOK
Income this pay period
Income payments
Export as CSV downloads this payment list, including scheduled salary, with its current period, filters and sort order. CSV files are readable on your computer.
| Date | Source | Amount | Status | Actions |
|---|
No income matches this period and view.
Income is based on your schedule, including take-home pay. Past dates do not confirm a bank receipt. All payments includes history through the next payday; custom dates can show later forecasts.
Manage income sources
| Source | Frequency | Amount | Previous due | Next due | Status | Actions |
|---|
No other income saved yet. Add a source above.
MAKE IT YOURS
Settings
Payday, salary & charts
Choose how often you get paid and the date or weekday. Your overview uses this to separate past expenses from payments due through your next payday.
Take-home pay is optional. Add it to see how much of your salary is used, and adjust your emergency reserve and gauge scale.
Appearance
Use the Light / Dark button in the top bar to change the glass appearance. Your choice follows you between pages. Allow appearance storage in Cookie preferences to remember it for future visits.
Account & privacy
Manage signed-in devices, encrypted storage and account deletion from Account.
Read our privacy policySERVICE ADMINISTRATION
Accounts
Admins can review account metadata and block access. Encrypted financial entries and keys are not available here.
| Account | Created | Last access | Access | Action |
|---|
APP STORE BILLING
Checking payment connection…
Planned free tier with ads; a £0.99 or $0.99 monthly subscription removes app ads.
No account is treated as paid until a verified App Store transaction is linked to it.